Revolutionizing the Future of Finance

Unleash the full potential of your liquidity and earnings with MaoFi.

Faster. Smarter.
Safer than Ever

Unlock instant liquidity for your assets with smart features designed to benefit both lenders and borrowers on MaoFi.

Real-Time Updates

Stay informed with real-time loan data and live updates on your assets and liquidity.

Real-Time Updates

Stay informed with real-time loan data and live updates on your assets and liquidity.

Real-Time Updates

Stay informed with real-time loan data and live updates on your assets and liquidity.

Effortless & Simple UI

MaoFi strives to create a future where lending and borrowing are made as seamless and straightforward as possible for users!

Effortless & Simple UI

MaoFi strives to create a future where lending and borrowing are made as seamless and straightforward as possible for users!

Effortless & Simple UI

MaoFi strives to create a future where lending and borrowing are made as seamless and straightforward as possible for users!

MaoFi Insights

MaoFi provides real-time loan order book insights to help you secure the best price.

MaoFi Insights

MaoFi provides real-time loan order book insights to help you secure the best price.

MaoFi Insights

MaoFi provides real-time loan order book insights to help you secure the best price.

Lightning Fast

Access lightning-fast instant liquidity without having to sell any of your A-Tier tokens.

Lightning Fast

Access lightning-fast instant liquidity without having to sell any of your A-Tier tokens.

Lightning Fast

Access lightning-fast instant liquidity without having to sell any of your A-Tier tokens.

Intelligent Threshold Executions

MaoFi's key feature is that every loan has a threshold price, ensuring the token automatically defaults to the lender without causing any loss regardless the loan duration.

Intelligent Threshold Executions

MaoFi's key feature is that every loan has a threshold price, ensuring the token automatically defaults to the lender without causing any loss regardless the loan duration.

Intelligent Threshold Executions

MaoFi's key feature is that every loan has a threshold price, ensuring the token automatically defaults to the lender without causing any loss regardless the loan duration.

Risk-Free Loans via MaoFi's Smart Features

Risk-Free Loans via MaoFi's Smart Features

Risk-Free Loans via MaoFi's Smart Features

Leverage MaoFi's innovative features to secure loans with zero risk, ensuring peace of mind for both borrowers and lenders.

Leverage MaoFi's innovative features to secure loans with zero risk, ensuring peace of mind for both borrowers and lenders.

Leverage MaoFi's innovative features to secure loans with zero risk, ensuring peace of mind for both borrowers and lenders.

Timely Reminders for Borrowers

Receive instant alerts to help you stay on top of important deadlines and avoid any missed payments or Default Risk.

AI Based Token Verification

MaoFi Leverages artificial intelligence to assess a token's health, volatility, and associated risks.

Access Locked Liquidity with MaoPoints

Access Locked Liquidity with
MaoPoints

For lenders, MoaFi offers Mao Points—equal to the value of your lent assets—allowing you to borrow funds and access liquidity based on what you've lent.

Unlock Liquidity with Mao Points for Lenders

Unlock Liquidity with Mao Points for Lenders

MaoFi gives lenders Mao Points, matching the value of your lent assets, so you can borrow funds and access liquidity based on what you've lent, if needed!

MaoFi gives lenders Mao Points, matching the value of your lent assets, so you can borrow funds and access liquidity based on what you've lent, if needed!

Instant Liquidity for Lenders

Get Mao Points Equal to Value of Lent Assets

Mao Points are issued on the platform when you lend a loan, working similarly to lending your Web3 assets.

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Problems Faced by the Community

Hear from the community about how traditional lending methods are impacted by the fluctuating value of investments.

  • I wonder how many of the borrowers had insider information Insider trading is a fraud. If they had inside information and they default on the loans, I hope someone presses charge, especially on the larger amounts We can't be the future of finance with these scammy ways

    PlanoProd

    Community

  • In hindsight, all my defaulted loans on Cardano memecoins turned out to be blessings.

    Aznebo

    Community

  • Earlier today I had 6 million $Snek default to me at a loss.

    Mark Evans

    Community

  • Do I smell Cardano Defi capitulation incoming? Impatient crypto investors selling their underperforming Defi, many loans getting defaulted, and MF's REKT while ADA is flying.

    David

    Community

  • I wonder how many of the borrowers had insider information Insider trading is a fraud. If they had inside information and they default on the loans, I hope someone presses charge, especially on the larger amounts We can't be the future of finance with these scammy ways

    PlanoProd

    Community

  • In hindsight, all my defaulted loans on Cardano memecoins turned out to be blessings.

    Aznebo

    Community

  • Earlier today I had 6 million $Snek default to me at a loss.

    Mark Evans

    Community

  • Do I smell Cardano Defi capitulation incoming? Impatient crypto investors selling their underperforming Defi, many loans getting defaulted, and MF's REKT while ADA is flying.

    David

    Community

  • I wonder how many of the borrowers had insider information Insider trading is a fraud. If they had inside information and they default on the loans, I hope someone presses charge, especially on the larger amounts We can't be the future of finance with these scammy ways

    PlanoProd

    Community

  • In hindsight, all my defaulted loans on Cardano memecoins turned out to be blessings.

    Aznebo

    Community

  • Earlier today I had 6 million $Snek default to me at a loss.

    Mark Evans

    Community

  • Do I smell Cardano Defi capitulation incoming? Impatient crypto investors selling their underperforming Defi, many loans getting defaulted, and MF's REKT while ADA is flying.

    David

    Community

  • Another defaulted loan, times are really tough in Cardano NFTs right now. Another Ore_times_3 for me then!

    DPN$730

    Community

  • The list of defaulted loans on my account is ridiculously embarrassing…

    Carpefukendiem

    Community

  • Went on a fishing trip. Forgot about my $FREN loans. Defaulted like 20K ADA worth losing about 6K ADA in value. F

    Hams69

    Community

  • Earlier today I had 6 million $Snek default to me at a loss.

    Mark

    Community

  • Another defaulted loan, times are really tough in Cardano NFTs right now. Another Ore_times_3 for me then!

    DPN$730

    Community

  • The list of defaulted loans on my account is ridiculously embarrassing…

    Carpefukendiem

    Community

  • Went on a fishing trip. Forgot about my $FREN loans. Defaulted like 20K ADA worth losing about 6K ADA in value. F

    Hams69

    Community

  • Earlier today I had 6 million $Snek default to me at a loss.

    Mark

    Community

  • Another defaulted loan, times are really tough in Cardano NFTs right now. Another Ore_times_3 for me then!

    DPN$730

    Community

  • The list of defaulted loans on my account is ridiculously embarrassing…

    Carpefukendiem

    Community

  • Went on a fishing trip. Forgot about my $FREN loans. Defaulted like 20K ADA worth losing about 6K ADA in value. F

    Hams69

    Community

  • Earlier today I had 6 million $Snek default to me at a loss.

    Mark

    Community

  • Question is... what happens if 41% of TAS loans default in the next 45 days? How does that affect sell pressure? What effect does this have on the rest of the Cardano NFT space?

    AMJ

    Community

  • Thanks to the borrower of $ada on @levvyfinance that did not default, leaving me with undervalued $soc and paid off the full loan and $ada earnings. Appreciated

    PlanoProd

    Community

  • Do I smell Cardano Defi capitulation incoming? Impatient crypto investors selling their underperforming Defi, many loans getting defaulted, and MF's REKT while ADA is flying.

    David

    Community

  • In hindsight, all my defaulted loans on Cardano memecoins turned out to be blessings.

    Aznebo

    Community

  • Question is... what happens if 41% of TAS loans default in the next 45 days? How does that affect sell pressure? What effect does this have on the rest of the Cardano NFT space?

    AMJ

    Community

  • Thanks to the borrower of $ada on @levvyfinance that did not default, leaving me with undervalued $soc and paid off the full loan and $ada earnings. Appreciated

    PlanoProd

    Community

  • Do I smell Cardano Defi capitulation incoming? Impatient crypto investors selling their underperforming Defi, many loans getting defaulted, and MF's REKT while ADA is flying.

    David

    Community

  • In hindsight, all my defaulted loans on Cardano memecoins turned out to be blessings.

    Aznebo

    Community

  • Question is... what happens if 41% of TAS loans default in the next 45 days? How does that affect sell pressure? What effect does this have on the rest of the Cardano NFT space?

    AMJ

    Community

  • Thanks to the borrower of $ada on @levvyfinance that did not default, leaving me with undervalued $soc and paid off the full loan and $ada earnings. Appreciated

    PlanoProd

    Community

  • Do I smell Cardano Defi capitulation incoming? Impatient crypto investors selling their underperforming Defi, many loans getting defaulted, and MF's REKT while ADA is flying.

    David

    Community

  • In hindsight, all my defaulted loans on Cardano memecoins turned out to be blessings.

    Aznebo

    Community

Innovative Fees for
Modern Needs

Discover innovative fee structures on MaoFi, designed to align with the unique demands of the lending market and provide greater value for both lenders and borrowers.

Fees & Rules

30$ - 200$ Loans

Shrimps

Minimum Token Rating B - Xeberus

Stables Support

Community Voted Token Listing

Lender Fixed Fees - 10%

Platform Fixed Fee - 4%

14%

/per month

200$ - 5000$ Loans

Dolphins

Minimum Token Rating B - Xeberus

Stables Support

Community Voted Token Listing

Lender Fixed Fees - 5%

Platform Fixed Fee - 2%

7%

/per month

5000$+ Loans

Whales

Minimum Token Rating A - Xeberus

Stables Support

Community Voted Token Listing

Lender Fixed Fees - 3%

Platform Fixed Fee - 0.5%

3.5%

/per month

Fees & Rules

30$ - 200$ Loans

Shrimps

Minimum Token Rating B - Xeberus

Stables Support

Community Voted Token Listing

Lender Fixed Fees - 10%

Platform Fixed Fee - 4%

14%

/per month

200$ - 5000$ Loans

Dolphins

Minimum Token Rating B - Xeberus

Stables Support

Community Voted Token Listing

Lender Fixed Fees - 5%

Platform Fixed Fee - 2%

7%

/per month

5000$+ Loans

Whales

Minimum Token Rating A - Xeberus

Stables Support

Community Voted Token Listing

Lender Fixed Fees - 3%

Platform Fixed Fee - 0.5%

3.5%

/per month

Fees & Rules

30$ - 200$ Loans

Shrimps

Minimum Token Rating B - Xeberus

Stables Support

Community Voted Token Listing

Lender Fixed Fees - 10%

Platform Fixed Fee - 4%

14%

/per month

200$ - 5000$ Loans

Dolphins

Minimum Token Rating B - Xeberus

Stables Support

Community Voted Token Listing

Lender Fixed Fees - 5%

Platform Fixed Fee - 2%

7%

/per month

5000$+ Loans

Whales

Minimum Token Rating A - Xeberus

Stables Support

Community Voted Token Listing

Lender Fixed Fees - 3%

Platform Fixed Fee - 0.5%

3.5%

/per month

Robust Security for Complete Peace of Mind

Your data & Assets are protected with advanced security measures, ensuring security and reliability at every step.

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We’ve Got the Answers You’re Looking For

Find answers to common queries about our product, features, and services. If you need more information, we’re here to help!

What does Mao Finance do?

MaoFi is an crypto lending platform that allows users to earn, borrow, and lend digital assets with ease. By leveraging innovative features like Mao Points, MaoFi offers a seamless way to access liquidity without selling your assets, while ensuring zero default risks and guaranteed lending gains. MaoFi benefits both lenders and borrowers to navigate the world of crypto lending safely and efficiently.

How does MaoFi stand out from other lending protocols?

MaoFi differentiates itself with strategical risk management, Mao Points for flexible borrowing, and unique features like under-collateralized loans and zero default risks.

How does MaoFi guarantee lending gains and eliminate default risk for Lenders?

MaoFi guarantees lending gains and eliminates default risk by setting a threshold price above the lent amount, which automatically triggers a default or liquidation to prevent any loss, regardless of the loan duration. Additionally, we set aside the initial fee before the loan is issued to further protect lenders.

How does MaoFi benefit borrowers?

MaoFi benefits borrowers by offering under-collateralized loans with no time limits, MaoFi Alerts to avoid liquidation, and easy access to liquidity, all while keeping assets secure.

What are MaoPoints?

MaoPoints are not any asset or tokens, Mao Points are in-app points that are provided based on the value of assets you lent & Only applicable during an active loan.

What is the role of MaoPoints?

MaoFi gives lenders Mao Points, which are equivalent to the value of the assets you've lent. These points allow you to borrow funds or access liquidity based on the amount you've lent, giving you flexibility.

What does Mao Finance do?

MaoFi is an crypto lending platform that allows users to earn, borrow, and lend digital assets with ease. By leveraging innovative features like Mao Points, MaoFi offers a seamless way to access liquidity without selling your assets, while ensuring zero default risks and guaranteed lending gains. MaoFi benefits both lenders and borrowers to navigate the world of crypto lending safely and efficiently.

How does MaoFi stand out from other lending protocols?

MaoFi differentiates itself with strategical risk management, Mao Points for flexible borrowing, and unique features like under-collateralized loans and zero default risks.

How does MaoFi guarantee lending gains and eliminate default risk for Lenders?

MaoFi guarantees lending gains and eliminates default risk by setting a threshold price above the lent amount, which automatically triggers a default or liquidation to prevent any loss, regardless of the loan duration. Additionally, we set aside the initial fee before the loan is issued to further protect lenders.

How does MaoFi benefit borrowers?

MaoFi benefits borrowers by offering under-collateralized loans with no time limits, MaoFi Alerts to avoid liquidation, and easy access to liquidity, all while keeping assets secure.

What are MaoPoints?

MaoPoints are not any asset or tokens, Mao Points are in-app points that are provided based on the value of assets you lent & Only applicable during an active loan.

What is the role of MaoPoints?

MaoFi gives lenders Mao Points, which are equivalent to the value of the assets you've lent. These points allow you to borrow funds or access liquidity based on the amount you've lent, giving you flexibility.

What does Mao Finance do?

MaoFi is an crypto lending platform that allows users to earn, borrow, and lend digital assets with ease. By leveraging innovative features like Mao Points, MaoFi offers a seamless way to access liquidity without selling your assets, while ensuring zero default risks and guaranteed lending gains. MaoFi benefits both lenders and borrowers to navigate the world of crypto lending safely and efficiently.

How does MaoFi stand out from other lending protocols?

MaoFi differentiates itself with strategical risk management, Mao Points for flexible borrowing, and unique features like under-collateralized loans and zero default risks.

How does MaoFi guarantee lending gains and eliminate default risk for Lenders?

MaoFi guarantees lending gains and eliminates default risk by setting a threshold price above the lent amount, which automatically triggers a default or liquidation to prevent any loss, regardless of the loan duration. Additionally, we set aside the initial fee before the loan is issued to further protect lenders.

How does MaoFi benefit borrowers?

MaoFi benefits borrowers by offering under-collateralized loans with no time limits, MaoFi Alerts to avoid liquidation, and easy access to liquidity, all while keeping assets secure.

What are MaoPoints?

MaoPoints are not any asset or tokens, Mao Points are in-app points that are provided based on the value of assets you lent & Only applicable during an active loan.

What is the role of MaoPoints?

MaoFi gives lenders Mao Points, which are equivalent to the value of the assets you've lent. These points allow you to borrow funds or access liquidity based on the amount you've lent, giving you flexibility.

Earn interest on Cardano & borrow easily!

Get started today by earning interest on your Cardano holdings and easily accessing loans, all while enjoying seamless and secure transactions on MaoFi!